When the Federal Reserve started all those interest rate hikes back in 2022, especially after such low rates in the years prior, we, as a Nation were a bit shocked, to say the least.  As an industry professional…I’m not gonna lie, it was scary.  The combination of higher borrowing costs & increase

Many of our clients are happy holding down some VERY low mortgage rates they secured over the past few years.  So much so, that even when their current home no longer serves their needs, even if it makes them unhappy, they’re now torn because of the financial implications that may come along with a

Unless you’ve been living under a rock…you have probably caught wind that housing affordability in America hit an all-time low recently.  The combination of higher mortgage rates and low inventory have made the sta     rter home category particularly tough, as lower-priced homes quite often get snag

Believe it or not, those recent bank failures have brought mortgage rates down—and economists predict they could fall even further in the coming months. As expert real estate professionals, The Marketing Mama's Team at lpt Realty are closely monitoring this situation and are here to help you navigat

Is it just me or does it feel like every year the holidays sneak up on us?  We'll, there’s no need to succumb to the dreaded last-minute gift panic. We’ve lined up a list of unique gifts for every “type” on your list. And since we work in real estate, they’re all centered around home life. Check ou

Tis the season for....inflation? Ok, that's a bit tongue in cheek, but the great news is: you don't have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportu

Moving can be stressful, but it doesn’t have to be!  If you’re a first-time buyer facing rising rents, a solid fixed rate mortgage is a great incentive to prepare yourself for homeownership.  And, if you’re a current homeowner but want to downsize, move up, or invest in another property…it’s still v

You did it! You got approved for a mortgage and you’re finally out looking for a new home.  You may even have a home under contract!  Just be careful during this process because even with a pre-approval letter from a lender, you can still sabotage your ability to get final loan approval if you do an

When you wonder "What are your closing costs...." it's important to know "closing costs" are, for the most part, 3rd party fees.  At The Home Team Group, we like to educate our clients through the home buying process by answering this question instead: How much does it cost to buy a house in Florida

1. Getting Pre-Approved tells you & your Realtor the maximum amount the Lender is likely to loan you; and that helps you narrow down your home search to affordable properties. 2. Getting Pre-Approved gives you an idea of what your monthly payments would be. When you work with YOUR Home Team, our in